by Kalivas Insurance | Safety, Tips
Home construction and maintenance costs are on the rise, and homeowners should be factoring these trends into their insurance decisions – especially as risks related to weather and climate intensify. Rising interest rates and persistent disruptions in the...
by Kalivas Insurance | Renters Insurance, Tips
Buying renters insurance to protect your stuff may seem like an unnecessary expense, until you experience a theft or fire in your rented home or apartment and lose some of your most treasured possessions forever. Whether you’re a longtime renter or starting out...
by Kalivas Insurance | Uncategorized
The primary purpose of life insurance is to protect family members financially after their loved one’s death. However, a life insurance policy is not offering guaranteed protection. In many cases, insurance companies keep their promise and pay the benefits to the...
by Kalivas Insurance | Uncategorized
When winter weather strikes, drivers face out-of-the-ordinary challenges when they get behind the wheel. Snow, slush, or icy roads are involved in nearly one in four weather-related vehicle crashes.1 These conditions can make it harder for drivers to see, slow down...
by Kalivas Insurance | Tips
Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage or...
