by Kalivas Insurance | Renters Insurance, Safety, Tips
Renters insurance is an essential investment that can protect your personal belongings and provide liability coverage in case of accidents or damages. But to ensure you receive the compensation you’re entitled to, conducting a home inventory is important....
by Kalivas Insurance | Safety, Tips
As more new vehicles become equipped with crash-avoidance features, some owners report significant issues with the technologies after repairs, according to a recent report from the Insurance Institute of Highway Safety (IIHS). In the survey, approximately half of...
by Kalivas Insurance | Safety, Tips
While home insurance is a valuable safeguard for your property, it’s essential to be aware of its limitations. Here are common exclusions in home insurance policies and alternative protection strategies: Flood Damage: Home insurance typically does not cover...
by Kalivas Insurance | Safety, Tips
Auto premiums continue to increase as rising labor and material prices, alongside natural disasters, are forcing insurers to contend with significant losses. As Triple-I previously found in its January report, Insurance Economics and Underwriting Projections: A...
by Kalivas Insurance | Education, Ideas, Safety, Tips
Driving under the influence (DUI) is not only a serious legal offense but can also have far-reaching consequences that extend to your personal finances. One often overlooked aspect is the significant impact it can have on your auto insurance rates. The following...
by Kalivas Insurance | Safety, Tips
Freezing pipes can be a common issue during cold weather, and it’s important to take preventive measures to avoid potential damage. Here are some tips to help prevent pipes from freezing: Insulate Pipes – Insulate pipes in unheated areas such as basements,...