by Kalivas Insurance | Safety, Tips
Why Small Business Owners Should Review Their Commercial Insurance Coverage The start of a new calendar year is more than just a fresh page—it’s a critical moment for small business owners to assess and adjust their operations. Your small business insurance policy...
by Kalivas Insurance | Ideas, Safety, Tips
The end of the year is often dedicated to finalizing taxes, making charitable contributions, and setting goals for the next twelve months. But there is one crucial financial task that often gets overlooked: scheduling an Annual Insurance Policy Review. Before the...
by Kalivas Insurance | Safety, Tips
As summer winds down and cooler weather rolls in, September is the perfect time to give your vehicle a little extra attention. Seasonal changes can impact everything from tire pressure to visibility, and taking care of your car now can save you from costly repairs —...
by Kalivas Insurance | Ideas, Tips
August is here, and while the summer heat may still be lingering, it’s the perfect time to start thinking about preparing your home for the upcoming fall and winter seasons. As a top-selling real estate agent, I’ve seen firsthand how regular home...
by Kalivas Insurance | Ideas, Tips
Summer is a season of relaxation, adventure, and cherished memories. However, it also brings increased risks—from hosting gatherings and traveling to engaging in recreational activities. While standard insurance policies offer essential coverage, they may not be...
by Kalivas Insurance | Safety, Tips
When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the...
