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Why It’s Important to Replace Your Roof for Your Homeowners Insurance

Why It’s Important to Replace Your Roof for Your Homeowners Insurance

by Kalivas Insurance | Safety, Tips

Whether it’s raining, hailing, or windy outside, your roof takes the brunt of all the harsh elements. However, if your roof has been neglected and isn’t in tip-top shape when bad weather hits, then you could be putting your home at risk for leaks or other potential...
Why It’s Crucial to Inform Your Insurance Agent About New Additions to Your Home

Why It’s Crucial to Inform Your Insurance Agent About New Additions to Your Home

by Kalivas Insurance | Ideas, Tips

Adding something new to your home or yard, like a pool or trampoline, can be exciting and enhance your lifestyle. But before you dive in, it’s essential to inform your insurance agent about these additions. Why? Because these new features can significantly...
The Importance of Conducting a Home Inventory for Renters Insurance

The Importance of Conducting a Home Inventory for Renters Insurance

by Kalivas Insurance | Renters Insurance, Safety, Tips

Renters insurance is an essential investment that can protect your personal belongings and provide liability coverage in case of accidents or damages. But to ensure you receive the compensation you’re entitled to, conducting a home inventory is important....
CRASH-AVOIDANCE FEATURES COMPLICATE AUTO REPAIRS BUT STILL ARE VALUED

CRASH-AVOIDANCE FEATURES COMPLICATE AUTO REPAIRS BUT STILL ARE VALUED

by Kalivas Insurance | Safety, Tips

As more new vehicles become equipped with crash-avoidance features, some owners report significant issues with the technologies after repairs, according to a recent report from the Insurance Institute of Highway Safety (IIHS). In the survey, approximately half of...
Things Your Home Policy Does Not Cover and What to Do

Things Your Home Policy Does Not Cover and What to Do

by Kalivas Insurance | Safety, Tips

While home insurance is a valuable safeguard for your property, it’s essential to be aware of its limitations. Here are common exclusions in home insurance policies and alternative protection strategies: Flood Damage: Home insurance typically does not cover...
Auto Insurers Contend With Rising Auto Costs

Auto Insurers Contend With Rising Auto Costs

by Kalivas Insurance | Safety, Tips

Auto premiums continue to increase as rising labor and material prices, alongside natural disasters, are forcing insurers to contend with significant losses. As Triple-I previously found in its January report, Insurance Economics and Underwriting Projections: A...
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