Small Business Insurance: New Year, New Risks – Why Your Policy Needs a January Review
by Kalivas Insurance | January 19, 2026 | Safety, Tips | 0 Comments
Why Small Business Owners Should Review Their Commercial Insurance Coverage The start of a new calendar year is more than just a fresh page—it’s a critical moment for small business owners to assess and adjust their operations. Your small business insurance policy...
Annual Policy Review: Three Reasons to Connect with Your Agent Before January 1st
by Kalivas Insurance | December 18, 2025 | Ideas, Safety, Tips | 0 Comments
The end of the year is often dedicated to finalizing taxes, making charitable contributions, and setting goals for the next twelve months. But there is one crucial financial task that often gets overlooked: scheduling an Annual Insurance Policy Review. Before the...
A Season of Thanks: Why We’re Grateful for Our Clients (and How to Protect What You’re Thankful For)
by Kalivas Insurance | November 18, 2025 | Thanksgiving | 0 Comments
As the holiday season approaches, it's a time to reflect on the blessings of the past year and express gratitude for the relationships that enrich our lives. At our agency, we're especially thankful for the trust and confidence our clients place in us. It's not just...
September Auto Maintenance Checklist: Keep Your Car Fall-Ready
by Kalivas Insurance | September 11, 2025 | Safety, Tips | 0 Comments
As summer winds down and cooler weather rolls in, September is the perfect time to give your vehicle a little extra attention. Seasonal changes can impact everything from tire pressure to visibility, and taking care of your car now can save you from costly repairs —...
August Home Maintenance Checklist: Don’t Miss These Essential Tasks!
by Kalivas Insurance | August 12, 2025 | Ideas, Tips | 0 Comments
August is here, and while the summer heat may still be lingering, it's the perfect time to start thinking about preparing your home for the upcoming fall and winter seasons. As a top-selling real estate agent, I've seen firsthand how regular home maintenance can make...
Why Umbrella Insurance Is Essential This Summer: Protecting Your Family, Assets & Security
by Kalivas Insurance | July 11, 2025 | Ideas, Tips | 0 Comments
Summer is a season of relaxation, adventure, and cherished memories. However, it also brings increased risks—from hosting gatherings and traveling to engaging in recreational activities. While standard insurance policies offer essential coverage, they may not be...
Risk Factors That Impact Life Insurance Premiums
by Kalivas Insurance | June 17, 2025 | Safety, Tips | 0 Comments
When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the...
Integration of Advanced Vehicle Technologies: How Innovation is Reshaping Auto Insurance
by Kalivas Insurance | May 6, 2025 | Safety, Tips | 0 Comments
The rapid evolution of vehicle technology is changing not only how we drive, but also how we insure our cars. Advanced Driver Assistance Systems (ADAS), telematics, electric vehicles (EVs), and autonomous driving features are becoming more commonplace on roads across...
Saving on Home Insurance: Practical Strategies for Homeowners
by Kalivas Insurance | April 18, 2025 | Ideas | 0 Comments
If you're looking to reduce your home insurance expenses without compromising on coverage, you're not alone. Home insurance is an important investment, but it doesn’t have to come with a hefty price tag. There are several effective strategies you can use to save money...
Spring Car Maintenance Tips for a Smooth Ride
by Kalivas Insurance | March 24, 2025 | Safety, Tips | 0 Comments
As the seasons change and winter gives way to spring, it’s the perfect time to give your vehicle the care and attention it needs. The harsh winter months can take a toll on your car, causing everything from wear and tear on mechanical components to aesthetic damage...