Why It’s Important to Replace Your Roof for Your Homeowners Insurance
by Kalivas Insurance | October 11, 2024 | Safety, Tips | 0 Comments
Whether it’s raining, hailing, or windy outside, your roof takes the brunt of all the harsh elements. However, if your roof has been neglected and isn’t in tip-top shape when bad weather hits, then you could be putting your home at risk for leaks or other potential...
Why It’s Crucial to Inform Your Insurance Agent About New Additions to Your Home
by Kalivas Insurance | September 19, 2024 | Ideas, Tips | 0 Comments
Adding something new to your home or yard, like a pool or trampoline, can be exciting and enhance your lifestyle. But before you dive in, it's essential to inform your insurance agent about these additions. Why? Because these new features can significantly impact your...
The Importance of Conducting a Home Inventory for Renters Insurance
by Kalivas Insurance | August 19, 2024 | Renters Insurance, Safety, Tips | 0 Comments
Renters insurance is an essential investment that can protect your personal belongings and provide liability coverage in case of accidents or damages. But to ensure you receive the compensation you're entitled to, conducting a home inventory is important. Here's why a...
CRASH-AVOIDANCE FEATURES COMPLICATE AUTO REPAIRS BUT STILL ARE VALUED
by Kalivas Insurance | July 16, 2024 | Safety, Tips | 0 Comments
As more new vehicles become equipped with crash-avoidance features, some owners report significant issues with the technologies after repairs, according to a recent report from the Insurance Institute of Highway Safety (IIHS). In the survey, approximately half of...
Things Your Home Policy Does Not Cover and What to Do
by Kalivas Insurance | June 18, 2024 | Safety, Tips | 0 Comments
While home insurance is a valuable safeguard for your property, it's essential to be aware of its limitations. Here are common exclusions in home insurance policies and alternative protection strategies: Flood Damage: Home insurance typically does not cover flood...
Auto Insurers Contend With Rising Auto Costs
by Kalivas Insurance | May 14, 2024 | Safety, Tips | 0 Comments
Auto premiums continue to increase as rising labor and material prices, alongside natural disasters, are forcing insurers to contend with significant losses. As Triple-I previously found in its January report, Insurance Economics and Underwriting Projections: A...
5 Questions Newlyweds Have About Life Insurance
by Kalivas Insurance | April 17, 2024 | Ideas | 0 Comments
Many exciting elements make up life as a newlywed, especially when you’re just coming off the thrill of a wedding and honeymoon. You may be looking forward to settling into a new routine, while simultaneously aware that there are certain plans you need to make...
The Ripple Effect: How a DUI Can Impact Your Insurance Rates
by Kalivas Insurance | March 13, 2024 | Education, Ideas, Safety, Tips | 0 Comments
Driving under the influence (DUI) is not only a serious legal offense but can also have far-reaching consequences that extend to your personal finances. One often overlooked aspect is the significant impact it can have on your auto insurance rates. The following...
Understanding Different Types of Auto Insurance Policies
by Kalivas Insurance | February 22, 2024 | Auto Insurance | 0 Comments
Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance policies to help you decide which one is right for you. Liability...
Preventing Frozen Pipes
by Kalivas Insurance | January 16, 2024 | Safety, Tips | 0 Comments
Freezing pipes can be a common issue during cold weather, and it's important to take preventive measures to avoid potential damage. Here are some tips to help prevent pipes from freezing: Insulate Pipes - Insulate pipes in unheated areas such as basements, attics, and...