Risk Factors That Impact Life Insurance Premiums

by | June 17, 2025 | Safety, Tips | 0 Comments

When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the...
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Integration of Advanced Vehicle Technologies: How Innovation is Reshaping Auto Insurance

by | May 6, 2025 | Safety, Tips | 0 Comments

The rapid evolution of vehicle technology is changing not only how we drive, but also how we insure our cars. Advanced Driver Assistance Systems (ADAS), telematics, electric vehicles (EVs), and autonomous driving features are becoming more commonplace on roads across...
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Saving on Home Insurance: Practical Strategies for Homeowners

by | April 18, 2025 | Ideas | 0 Comments

If you're looking to reduce your home insurance expenses without compromising on coverage, you're not alone. Home insurance is an important investment, but it doesn’t have to come with a hefty price tag. There are several effective strategies you can use to save money...
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Spring Car Maintenance Tips for a Smooth Ride

by | March 24, 2025 | Safety, Tips | 0 Comments

As the seasons change and winter gives way to spring, it’s the perfect time to give your vehicle the care and attention it needs. The harsh winter months can take a toll on your car, causing everything from wear and tear on mechanical components to aesthetic damage...
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Kalivas Insurance Agency LOVES Insuring Your Life!

by | February 21, 2025 | Tips | 0 Comments

Life is the most precious gift, and at Kalivas Insurance Agency, we love insuring yours! This month, we’re sending heartfelt love and gratitude to each of our loyal clients. Thank you for welcoming us into your families and homes—it’s truly an honor to provide you...
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Winter Emergency Car Kit Necessities

by | January 17, 2025 | Ideas, Safety, Tips | 0 Comments

An emergency car kit is especially crucial during the winter months for several reasons. Roadside emergencies, visibility challenges, and delayed assistance are only a few of the situations you may encounter while traveling in your car during the winter. Being...
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A Happy and Safe Thanksgiving: Cooking and Pets

by | November 8, 2024 | Safety, Tips | 0 Comments

Thanksgiving is a time for expressing gratitude, spending time with loved ones, and savoring delicious meals. However, amidst the joy and feasting, it's important to prioritize safety, particularly in the kitchen and when it comes to our furry friends. Let’s explore...
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Why It’s Important to Replace Your Roof for Your Homeowners Insurance

by | October 11, 2024 | Safety, Tips | 0 Comments

Whether it’s raining, hailing, or windy outside, your roof takes the brunt of all the harsh elements. However, if your roof has been neglected and isn’t in tip-top shape when bad weather hits, then you could be putting your home at risk for leaks or other potential...
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Why It’s Crucial to Inform Your Insurance Agent About New Additions to Your Home

by | September 19, 2024 | Ideas, Tips | 0 Comments

Adding something new to your home or yard, like a pool or trampoline, can be exciting and enhance your lifestyle. But before you dive in, it's essential to inform your insurance agent about these additions. Why? Because these new features can significantly impact your...
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The Importance of Conducting a Home Inventory for Renters Insurance

by | August 19, 2024 | Renters Insurance, Safety, Tips | 0 Comments

Renters insurance is an essential investment that can protect your personal belongings and provide liability coverage in case of accidents or damages. But to ensure you receive the compensation you're entitled to, conducting a home inventory is important. Here's why a...
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