Where’s Your Water Shutoff?

Do you know where your water shutoffs are? For your sinks? For toilets? For your washer? What about the main valve that controls your whole house or business? If you don’t know the locations of your water shutoffs, you need to! Knowing where your shutoffs are is...

AS BUILDING COSTS GROW, CONSIDER YOUR HOMEOWNERS’ COVERAGE

Home construction and maintenance costs are on the rise, and homeowners should be factoring these trends into their insurance decisions – especially as risks related to weather and climate intensify. Rising interest rates and persistent disruptions in the...

4 Things Every Renter Needs to Know About Renters Insurance

Buying renters insurance to protect your stuff may seem like an unnecessary expense, until you experience a theft or fire in your rented home or apartment and lose some of your most treasured possessions forever. Whether you're a longtime renter or starting out in...

Common Reasons Why Insurers Deny Life Insurance Claims

The primary purpose of life insurance is to protect family members financially after their loved one’s death. However, a life insurance policy is not offering guaranteed protection. In many cases, insurance companies keep their promise and pay the benefits to the...

Winter Driving Safety Tips

When winter weather strikes, drivers face out-of-the-ordinary challenges when they get behind the wheel. Snow, slush, or icy roads are involved in nearly one in four weather-related vehicle crashes.1 These conditions can make it harder for drivers to see, slow down...

Mold Damage Insurance Coverage – Personal & Commercial

Mold is a fungus. There are all kinds. It’s everywhere–indoors and out. Most mold insurance claims typically arise in one of two circumstances: (1) mold comes to the property owner’s attention along with the discovery of ongoing moisture buildup, water leakage or...

How to Get Involved in Breast Cancer Awareness Month

Most people have good intentions when Pink October rolls around. They truly want to do something to help cure breast cancer. However, what most people don’t know is that buying pink ribbons or reposting Facebook games doesn’t really help anybody. The truth is, thanks...

Home Fire Escape Plans

Fire can spread rapidly through your home, leaving you as little as one or two minutes to escape safely once the smoke alarm sounds. Your ability to get out of your home during a fire depends on advance warning from smoke alarms and advance planning.  Why do you...

How to Take Care of Your Air Conditioner This Summer

Summer is here and that means increased outside temperatures and consistently high humidity. However, if your A/C unit isn’t working properly, it can lead to more than mere discomfort. Ignoring regular maintenance can turn into costly repairs and replacement. Avoid...

5 Home Improvement Projects That May Have the Biggest Return on Investment

Conventional wisdom has long held that kitchens and baths sell homes. Those are also two of the more expensive areas to tackle for home improvement, but if you make sound design decisions and choose the right materials, you could end up making your home more appealing...